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House Insurance

Your home is more than than a structure. It’s where you unwind and spend time with the people that matter most to you. It’s also one of your largest assets, its worth protecting.

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Building Insurance

Every homeowner is aware that a lot can go wrong in a home, and it always occurs when you least expect it.

Building Insurance covers you for a wide range of events so that, no matter what happens, you always have a home to return to.

 Get covered for loss and damage caused by natural occurrences such as fires, falling trees, floods, storms, and earthquakes, as well as damage from theft and break-in.

Cover extends to:

  • Outbuildings, cottages, and garages

  • Swimming pool

  • Walls, gates, and fences

  • Permanent fixtures and fittings. (Geysers, solar panels, and boilers.) 

*Banks require house insurance if you have a home loan.

 

 

Home Contents Insurance

Take a moment to think about all the valuables inside your home. From electronics and appliances to furniture and décor, you’ll want it all protected. And all at a price you can afford.

Get cover for all your home contents against theft, intentional damage, as well as damage caused by a power surge or a burst geyser. Plus, damage due to fire, lightning storm, hail and flood.
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Cover & Benefits

BUILDING INSURANCE INCLUDES

  • Loss or damage caused by fire, lightning, explosion, earthquakes, the bursting or overflowing of geysers, equipment or pipes and storm or flood
  • Damage caused by animals, vehicles and falling trees
  • Malicious or intentional damage
  • Break-in or theft
  • Rent you lose, if your tenant has to vacate the buildings as a result of damage by (to) anything covered by the policy

 *These benefits are limited.

HOME CONTENTS INSURANCE INCLUDES

  • Cover for loss or damage to house hold goodsand personal possessions
  • Cover for loss or damage caused by fire, lightning, power surge, explosion, malicious damage, storms, bursting or over-flowing of geysers, equipment or pipes, break-in and thef
  • Cover in the event of you and/or your spouses’ death if caused by fire or break in at your home
  • Cover for your domestic employees’ or guests’ belongings (only if there is proof of damage caused by a break-in)